Cheaper Gas and Electricity Bills

24 November 2009 - Filed under Front Page

Cheaper Gas , Cheaper Electricity and Cheaper phone bills are something we all dream of .. This site will begin to unravel the hundreds of offers currently available in the UK pointing you towards what best , whats cheapest and of course what to avoid.

The price of our power always seems to go up but many new low cost providers are springing forwards snatching market share for the fat cat providers like EON ,Npower and British Gas. They have too long sat back and raked in huge profits when competition was low.

But now with increased choice consumers have a huge choice of suitors offering cheaper utility bills. The front runners are of course The Utility Warehouse and I would urge you to look first at what they have to offer. As you may or may not know they won the 2007 , 2008 and 2009 WHICH? magazine BEST BUY award and are regognised by many as the cream of the crop. Here is a link to their web site to get you started.

1 comment  ::  Share or discuss  ::  2009-11-24  ::  Paula Hart

Simple Ways to Save on Your Gas Bills

24 January 2010 - Filed under Gas Bills

With the economy still dwindling, countless households across the UK are still searching for ways to cut down on expenditures – one being utility bills. Consumers are particularly starting to worry about their upcoming gas bills, as winter is on its way and gas usage is likely to jump. However, even with the colder months on the horizon, there are various ways to save on gas bills – from insulating your loft and installing a new boiler, to turning down your thermostat by even one degree.

Cutting down on your monthly gas bills isn’t difficult, nor does it require you to make any major lifestyle changes. With just a few minor measures, you could end up saving more on your gas bills than ever before – even during the winter months. To begin, try insulating your loft to minimise heat loss through your roof. It’s a simple and easily obtainable procedure, and it can save you around £100 a year on heating. Remember that heat also escapes through floors, windows, and wall cavities – so it’s a good idea to insulate where you can. Floor insulation alone is estimated to be able to save you around £20 per year.

Next, get a jacket to wrap around your hot water tank. Standard water tank jackets cost about £10, but they’ll save you around £15 to £20 a year on your gas bills. Another minor step that can make a big difference is turning your thermostat down by one degree – a measure that can save you up to 10 per cent on your gas bills. And if you haven’t already done so, you should install a new, A-rated boiler in your home. Newer models are more efficient with regard to gas flow, and they’re less likely to break down than older versions – saving you money in various ways.

Of course, it also pays to shop around for the lowest priced gas supplier. Compare everything from costs to special deals and discounts – but don’t underestimate customer service and consumer reviews, as these are important points to consider. Once you’ve found a competitive deal with a gas company, it’s worth setting up payment on direct debit, as there’s usually a discount involved with such an arrangement. Direct debit discounts are estimated to amount to about 10 per cent in annual savings.

In following just a few simple steps in your home, you can significantly cut down on gas use and monthly gas bills. It’s never been simpler to help the environment and save money on utility bills – so why not make a change in your home today?

Comments Off  ::  Share or discuss  ::  2010-01-24  ::  Paula Hart

All About Gas Credit Cards

3 January 2010 - Filed under Gas Bills

Gas credit cards can come in handy for those of you who are on a monthly budget and are paying all of your payments at the end of the month. Gas is one of those necessities that you will be using in your life everyday if you have a car, when you are trying to budget yourself you are not sure how much your gas will be for the upcoming month so you should look into getting a gas credit card and pay one flat bill for your gas at the end of the month of whenever it is that you will be paying all of your bills. This will give you a better estimate of how much money you will have to make it through the month for your other needs such as food.

Gas cards come in many different ways. There are a lot of different credit card companies out there that are offering gas credit cards. You will need to pick a company that you want to get a gas credit card with and do some research, look and see what their interests rates are, along with their annual fees. Also if the problem should ever arise to where you can’t make the payment on time you need to look at their late fee. You should never go with the first gas credit card that you come across, do a bit of research and just maybe you will find that the first gas credit card you saw was the best.

Normally with gas credit cards if it is a gas rebate credit card instead of paying 3.00 per gallon you will be paying 2.85 per gallon. It may not seem like much to you right now, but it does add up to a bit. Just look on your gas credit card invoice at the end of the month and you will see just how much you have saved.

Comments Off  ::  Share or discuss  ::  2010-01-03  ::  Paula Hart

Comfort not Completed Without Gas and Electricity Energy

3 January 2010 - Filed under Gas Bills

It’s wise to go for cheap gas and electricity to save money It is very difficult to lead a life without these basic amenities. These facilities are required for cooking and lighting up the house. Therefore, they are just simply essential. As a matter of fact, people from all over the world cannot ignore the fact that these commodities are actually mandatory to lead a very comfortable and simple life style. There are so many energy providers available in the market in UK, that a customer needs to be very careful before selecting a particular energy provider. It is possible to get all the minute information about the gas and electricity suppliers from the Internet.

We actually use electricity and gas for every tiny exigency and as such we need to check its usage to save the energy, as there has been a long fight prevailing to save the natural resources. Almost everyone possesses various appliances at their home and all of them consume electricity and gas. It has been noticed that many people complain about the frequent power cuts, due to which daily routine gets hindered. And as such, many complaints about heavy monthly bills affect their monthly budget. It happens because of the electricity suppliers adding many extra charges to their monthly bills. All of these problems can be solved by taking the support of the various websites that provide services such as gas and electricity supply at very reasonably price tags and would even assure you of excellent customer service. There are so many websites available on the Internet which would help the customers to avail more beneficial offer and save their money at ease. These online websites would even give you tools for deciding the reliable service providers. These websites also offer advice about the proper steps that are ought to be followed in order to detect many problems which are mainly related to the services of basic utility.

There are numerous benefits of getting the services from the websites. The basic advantage of this medium is that one can grab maximum information about gas and electricity suppliers. Another important function of online shopping is the facility of online advice and is one of the most useful methods which can help a person to select a perfect service provider, that too without any hassles. In such a process of online shopping, the customers get to know about the numerous details such as the present cost and how much the cost is expected to rise within few days.

The websites also facilitate the people to compare the cheap gas and electricity absolutely free of cost. This is one of the main factors which would help the customers to get the cheapest products at ease. If you are going to get a connection of gas and electricity, then first, do a comprehensive study of present day market and then choose the best one, in order, to justify your hard earned money.

Comments Off  ::  Share or discuss  ::  2010-01-03  ::  Paula Hart

The £1000 Annual Energy Bill

3 January 2010 - Filed under Gas Bills

It looks like we’re heading for an annual average energy bill of £1000, not good news I’m sure you’ll agree.

Slowly but surely UK energy suppliers are announcing price increases as high as 15 per cent for gas and electricity. It’s these first few increases that start the ball rolling towards nationwide or supplier wide increases that will eventually affect everyone in the UK.

As most of us in the UK need and use gas or electricity every day we must prepare ourselves for an average £1000 annual energy bill.

Initially its seems like the increases will only be hitting wholesale energy accounts, however this leaves the question, how long will it be before energy suppliers start to increase prices on their standard energy plans? These are the prices that affect the average household, you and me.

For example, an increase of 15 per cent as quoted above, would mean that energy customers in the UK will have to find and additional £137 per year to cover the costs of their energy bills.

Comments Off  ::  Share or discuss  ::  2010-01-03  ::  Paula Hart

Cheap Contract Mobile Phone Deals: Access the Best Deal

3 January 2010 - Filed under Telephone Bills

With the advent of technology, the life of the people has become simple and easy going like never before. There are a broad range of mobile phone manufacturers such as Nokia, Samsung, Motorola, and LG who are providing sparkling yet highly featured mobile phones to the mobile phone users. Moreover, the mobile network providers are also not lagging behind in enabling the mobile phone users to experience their unlimited tariff deals in the form of pay as you go deal, pay monthly deal, contract deal, 12 month free rental deal. Among these deals, cheap contract mobile phone deals are the most popular deal among the mobile phone users.

This cheap contract mobile phone deals is offered to the mobile phone users with some easy terms and conditions. In this, the actual time period for the contract which the mobile phone users can avail is either 3 months, 6 months, 9 months or so on. For availing the most suited time period, the mobile phones users will have to come into a contract with a network provider and they are 3, BT, Vodafone, Virgin and O2. The mobile phone users can purchase this cheap contract mobile phone deal at affordable prices from any of these mobile network providers. During the contract period, the mobile phone users can experience several benefits. It includes low telephony rates, free text messages, low roaming rates, free mobile phones, games and computers. Insurance and latest mobile phone accessories are also the other incredible benefits. 

The cheap contract mobile phone deals is really an amazing deal which suit the financial patterns of the mobile phones users of different age group. Those mobile phone users, who are worried about their hefty mobile phone bills, can get this deal which will surely help them to curtail their soaring monthly mobile phone bills.

If you are from those who are struggling with the exorbitant mobile phone bills, then cheap contract mobile phone deals is the best choice for you and for your kiths and kins.

Comments Off  ::  Share or discuss  ::  2010-01-03  ::  Paula Hart

Is There Such a Thing as a Bad Credit Gas Card?

3 January 2010 - Filed under Gas Bills

It used to be that a bad credit gas card was the easiest type of credit card to get. Nowadays, however, it seems that only those with near-perfect credit qualify for the best gas cards on the market. What’s happened to gas cards for those with imperfect credit histories? Are gas cards for people with bad credit still out there? The answers may surprise you.

More Restrictions

Gas cards are definitely harder to get nowadays and the bad credit gas card may very well become a thing of the past. Why? Believe it or not, gas prices and the economy have a lot to do with it.

When gas prices started to skyrocket, people who couldn’t afford gas started putting it on their gas credit cards. The problem is, when the bills came in they had no way of paying them. Eventually, the gas card companies started taking some big hits. Because of this, they began changing their credit requirements for new account holders.

Some Things Change, Others Don’t

The funny thing is that while many gas credit card companies changed the way they approve credit applications, they didn’t lower their interest rates. Some gas cards charge ridiculous interest rates even though they’re now only issuing cards to people with good credit.

A Dying Breed?

So is there a single bad credit gas card left? In all honesty, you’re probably better getting a general bad credit credit card. It’s easier to qualify for some of the major credit cards than it is for some of the gas cards.

You might also want to consider pre-paid gas cards or secured gas cards. These will allow you to pay at the pump and some even offer rewards similar to unsecured gas credit cards. Personally, I recommend a secured card over a pre-paid as a secured card can help you rebuild your credit while a pre-paid gas card cannot.

Your bad credit gas card can be a stepping stone to bigger and better cards, but it can also hurt you in the long run if you charge more than you can afford. Your credit can get better and you’ll qualify for more cards in the future if you mange your payments wisely. Just because the credit is available to you doesn’t mean you should use it. Like all other credit cards, only use your gas card to charge what you can afford.

Just remember, if you do obtain a bad credit gas card make sure you pay the bills on time each and every month for a brighter credit future.

Comments Off  ::  Share or discuss  ::  2010-01-03  ::  Paula Hart

Cell Phone Security And Your I T Department

2 January 2010 - Filed under Telephone Bills

When it comes to IT security, our computers aren’t the only thing vulnerable. Almost everyone these days has a cell phone, and a cell phone can be hacked too.

One way to infect someone’s cell phone is with a malicious program called FlexiSPY. Here’s how it works. Let’s say that Dave, our company president, wants to follow up a little bit on one of his senior managers, Greg, and find out what he’s up to. Dave would simple go to Greg sometime and say, “Greg, do you mind if I borrow your mobile phone? Mine’s not working and I want to check in with my family.” And Greg says, “Sure, no problem.”

So Dave takes his phone. Now Dave has already been to FlexiSPY, and they’ve already given him the instructions of how to infect Greg’s phone with a little virus by simply visiting a web site URL. So Dave does that. He acts like he’s dialing the number, and then just to make it look good, he says into the phone, “Yeah, hi. I was just checking in. Is everything okay? Oh yeah, Greg loaned me his phone. He’s a great guy. Okay. I’ll talk to you later. Bye.” Then Dave hands Greg his phone back.

Meanwhile, Greg thinks everything is just dandy. He loaned his boss his phone and he’s a good guy. But now, any phone calls that Greg places or receives, Dave is going to get a report of who the other party is, what their phone number is, and how long they were on the phone. All that information is available to Dave for just $49.95.

Now, if Dave decided to splurge and spend $149.95, he can remotely activate the microphone on Greg’s phone and actually listen in on Greg’s activities any time Greg’s phone is turned on. So if Greg is at home tonight with his family, Dave could listen to their conversation at the dinner table. If Greg is in a closed meeting, Dave could listen to the closed meeting. Essentially, Dave could hear anything going on in Greg’s life, as long as his phone is turned on.

The CIA knows what a serious danger this technology is. In fact, the CIA is very concerned that this spying technology might get on the cell phones of some of the Chief Justices of the Supreme Court or other high-ranking government officials. If that were to happen, it would really undermine the security of the United States of America.

Therefore, never hand your phone to anyone. If someone asks me to borrow my cell phone, I say, “Sure. But I’m going to dial your number, and I’m going to stand two inches from your face the entire time you have the conversation.”

At that, the person who asked to borrow my cell phone usually replies, “Never mind.”

If you have recently handed someone your cell phone to use and are wondering if some sort of spying device is on your phone, you could have your IT professional examine the phone. Or, if your phone is getting out of date anyway, now might be a good time to trade in your phone for a new one. You can keep the same phone number, since the virus affects the phone itself and not the phone number.

If you ever look at your phone and see the screen says that the phone is “connected” or “in use” when you didn’t place a call or answer a call, then this may indicate that you have some sort of phone spyware on it. Unfortunately, most people don’t look at their phone when they’re not using it. They just leave it in their belt clip, purse, pocket, in a desk drawer, or on a table.

You would also see tell-tale signs of someone spying on your calls on your phone bill. But not everyone examines their bill, and some people never even see their bills if they use a bookkeeper to mind their finances.

If you have the right tools, you can figure out if something was loaded onto your phone. One company called Trust Digital makes a very nice central management tool to audit, manage, and protect all of your phones and PDA’s in the enterprise.

A common theme you will notice in this book for protecting your network is the concept of “Central Management.” What’s that? Well, ask any IT professional, and they’ll tell you that one of the worst things in our career is when we have to change something on all the company’s computers. It doesn’t matter if you have five computers, fifty computers, five hundred computers, or more, that’s way too much work to visit each computer, phone, or PDA, individually. We want to be able to manage things centrally.

Today’s organizations have PDAs, cell phones, Blackberries, etc. All of these devices also hold sensitive data. So what happens when one of your employees is traveling for business and accidentally leaves his mobile phone or PDA in a taxi? If you had a central management system in place, that employee would simply call the IT department and tell them what happened. Then someone in IT can make a few keystrokes on the keyboard and erase everything in that particular phone or PDA.

Now, everything on that phone gets securely erased. And when I say securely erased, that means inside that phone it’s writing ones and zeros on the data card to actually erase information. Even data forensics can’t get that data back anymore. It’s just gone.

In the event that whoever rides in the taxi next finds the phone and somehow returns it to you, your IT department can make a few more keystrokes on the keyboard and restore all the data. That sure beats having to go through a four-hour process of reloading everything.

So don’t overlook your cell phone and PDA when it comes to data security. There are tools out there that will help you-use them.

Action Item: Treat your cell phone like you treat your toothbrush. Never let anyone use it.

Comments Off  ::  Share or discuss  ::  2010-01-02  ::  Paula Hart